are we more elitists than barack and michelle obama. they're friends with jay-z and beyonce. did i miss something? is hanging out with jay-z and beyonce a thing regular people do now? >> that's a fair point. >> everyone's always saying i'm unrelatable because i had a horse in the oolympics. let me tell you what, i would kill that horse if i could meet beyonce. >> yeah. so "saturday night live" back in force this season. >> i got to tell you, that is a beautiful horse. i followed that very closely. i did. i loved that horse. why are you laughing at me. >> what you took away from that was the horse. >> you know, the political jokes are funny, too. horse, fabulous. >> they miss sarah palin. >> they need big characters to be able to spoof. that's been challenging. >>> still ahead this morning on "starting point," important information for your bank account today. why you'll be paying more in overdraft fees and atm charges. a bit of a bummer. we'll explain why. >>> a desperate search is on for survivors after the avalanche in one of the world's tallest moments. a report on the res